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Archive for the ‘money’ Category

Benefits – forum discussion

We said we would include a summary of the Forum meeting on benefits. The following was written for people who use services, but will be of interest to carers. We know that carers have separate concerns – especially about not knowing about letters.

Cllr Pearson, Andy Woods (DASH), Chris Molyneux (Voluntary advisor at Warrington Disability Partnership) and Jen Bartion (St Helens Benefit Contact Centre) spoke to the Forum members about the current difficulties around Employment Support Allowance (ESA) and the Work Capability Assessments (WCA).

ATOS is the organisation carrying out WCA which is supposed to make sure people are on the right level of ESA. (Lots of acronyms there – but we need to learn this language).

ESA is a big problem for many people at the moment, with a lot of people being found ‘fit for work’ when they don’t feel they are ready. In mental health, we don’t make our problems clear to the assessors.

The ATOS assessors can only judge on what they see, but we try to act as well as possible. We all do it – we might be having a good day, we’re proud of what we can achieve, we don’t want people to see us at our worst. But if that’s all that ATOS see, that’s what they make their decision on.

People who are experiencing mental health problems of any kind, including the side effects of medication, can feel confused and unable to concentrate. We don’t like to admit the worst of our symptoms because of stigma and discrimination. No one wants to admit a psychosis that makes them behave in unpredictable ways – but we shouldn’t deny it on these forms. We need to say it how it is.

The Benefit Contact Centre has details of all local organizations and are very helpful. They have private interview spaces. Their contact number is 01744 676666

REMEMBER: Forewarned is forearmed.

  • You are not on your own.

  • Everyone is being sent a questionnaire – get help to fill the form in, or to look at it, before you sign it.

  • Keep a diary – to remember how your week is going – so that you can remember just how your problems affect you for when you fill the forms in.

  • Don’t include your phone number if you don’t feel able to speak on the phone. And don’t feel you must answer phone calls. Let them know in writing if you prefer to communicate in writing.

  • You MUST attend the assessment.

  • If you disagree with their decision you can appeal – get support.

  • There are many local organizations who can help or signpost you to someone who can help. CAB can signpost, as well as the organizations here today. Helena Homes have a good service for their tenants.

  • There are sites on the internet including Benefits and Work who have very good leaflets. Some are free while others need a subscription. The Forum will look into subscribing. http://www.benefitsandwork.co.uk/

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The Forum held a meeting on Benefits where several people described the support available locally. We will include a summary of the Forum notes in a mailout in December.

If people have concerns around their benefits, they can speak to an Advisor at the Council’s Benefit Contact Centre on 01744 676666. 

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Meeting notes – september

We discussed Breaks and Benefits

Carers Breaks

Staff and carers all described concerns about carers grant applications:

  • they had been having difficulty getting decisions made

  • carers are angry about the change in criteria – so that the person needs to be under secondary services

  • one person described how the person they support receives therapy from a private company – but the carer was still not entitled to support

Most carers had had a break from the carers centre – this is open to all carers including those who support someone under primary care. But there is only one break per household and looked after person.

  • Many carers support more than one person – they are only entitled to one break even though they are potentially taking on a larger responsibility.

  • If several members of the household, including neighbours and friends, are needed to support one person, there is only one carers’ break between them. We feel this is unfair on people who support those who need 24/7 care and who therefore ‘jobshare’ between several people, who all need a break.

Benefits

People are getting anxious about Work Capability Assessments (WCA).

One carer reassured us and described what the process had been like for the person he supports. The assessor had been very reassuring, saying that it was ‘just a change of name from Incapacity Benefit to Employment Support Allowance (ESA)’. He said it sounded more like the old way, where they got in touch with you every 6 months or so to see how you’re doing.

But if the person doesn’t attend the assessment, the benefits stop. This affects the whole family.

One person described how their money had been stopped and they had to appeal. They got a letter of support from their GP and it went ok on appeal.

Marcus has been to WCA with clients.

The assessment is not a medical – it is an assessment. They ask questions about what you are capable of doing. So, for example, they might ask you about watching television as a way of assessing your ability to concentrate and sit still.

After the WCA, you get a letter saying whether you’ve been put in the WRAG (Work related activity group) which gives help to get you back to work, or the support group, which is more like the old Incapacity Benefit.

Carers may not know a letter has arrived – either about the appointment or about changes to benefits. Carers emphasized people can go to the wrong place and miss their appointment, or they may say nothing is wrong with them – and the benefit, which the whole family may rely on, is stopped.

Carers are worried that all people are being reassessed. And about the impact this has on the whole family.

Letters from the Job Centre or about benefits

People can get very stressed and anxious after receiving letters.

We have heard that the Job Centre are sending out letters to all people who are already on ESA and in the WRAG, to say that, if the proposed Work Related Benefits changes are made, then in April 2012, people will only receive ESA for 12 months.

This may be a distressing letter to receive.

We are concerned about any letter from Job Centre or Benefits office. They are often confusing letters and we suspect some people will believe their own benefits have been stopped. BUT this change hasn’t been decided in parliament yet.

Before the WCA assessment, some people receive a Capacity for Work form. This can be difficult to fill in. Together staff can’t fill it in and they refer people to CAB, Stevensons solicitors or DASH. But Stevensons are so busy they have closed their lists for 3 weeks. CAB can be difficult to get an appointment with. Dash are based at Windle Pilkington’s House and their number is 01744 453053

People also described receiving a ‘benefits integrity check’ which involved a phone call and a long form which is sent back to Chelmsford. They receive no feedback about this process, and are left feeling very anxious. We think it is related to Income Support.

One carer described how she had received two letters – one saying she owed money and the other saying they owed her money. The letters were scary. She was very grateful to staff at the Carers Centre for helping her to sort it out promptly.

If the person you support receives any letter from benefits or job centre, please do get reassurance and help with it.

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Martin Lewis – the money saving expert who is often on TV – has a very good booklet which covers how to handle debts when unwell, and specific tips for people who experience depression and other problems. The booklet is supported by both Mind and rethink, two of the main national charities for mental health. It is available to download free at

http://www.moneysavingexpert.com/cards/mental-health-guide

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